Co-Pilot Portfolios

Co-Pilot portfolios are designed to cover your financial needs and respect you risk tolerances. Complete our Survey to determine which one may be right for you.  The following range of portfolios are specifically designed to meet a range of investment and risk objectives.
 
Income Sample Portfolio

Current Income Sample Portfolio
Your primary objective is stable monthly, quarterly or yearly income. The portfolio mix preserves capital, provides an income stream and requires little or no capital appreciation. Liquidity to meet expenditures or emergencies is taken into consideration. The portfolio can range from bonds and money market instruments offering safe high yields to a portfolio having some high yielding stocks (such as utilities) and real estate investments such as mortgages or Real Estate Investment Trusts (REITs), all with low risk.
See Sample Portfolio Detail
Canadian Equity    
4.4% DFA256 DFA Canada Canadian Core Equity Fund Class F
1.9% DFA600 DFA Canada Canadian Vector Equity Fund Class F
Fixed Income  
40% DFA231 DFA Canada Five-Year Global Fixed Income Fund Class F
40% DFA449 DFA Canada Investment Grade Fixed Income Fund Class F
REIT  
0.9% DFA391 DFA Canada Global Real Estate Securities Fund Class F
International Equity  
3.4% DFA295 DFA Canada International Core Equity Fund Class F
1.1% DFA447 DFA Canada International Core Equity Fund Class F (H)
2% DFA227 DFA Canada International Vector Equity Fund Class F
US Equity  
3.3% DFA293 DFA Canada US Core Equity Fund Class F
1.1% DFA445 DFA Canada US Core Equity Fund Class F (H)
1.9% DFA223 DFA Canada US Vector Equity Fund Class F
Performance Summary as of December 31/2014
Last 1 Month (Period)
Return
Last 3 Month (Period)
Return
Last 6 Month (Period)
Return
Last 1 Year (Annual)
Return
Last 2 Year (Annual)
Return
Since Inception (Annual)
Return
  -.09%   1.33%   1.35%   5.25%   4.86%   4.66%
 
Capital Preservation and Current Income Sample Portfolio

Capital Preservation and Current Income Sample Portfolio
Your primary objective is to provide income with mild capital appreciation and to avoid losses to capital. Because of the "income" component, the stock and/or real estate portions of the portfolio have a conservative income bias. The strategy behind this investment policy is to provide a blend of spendable income and yet provide a potential for modest growth in current income or the value of your assets.
See Sample Portfolio Detail
Canadian Equity    
8.9% DFA256 DFA Canada Canadian Core Equity Fund Class F
3.8% DFA600 DFA Canada Canadian Vector Equity Fund Class F
Fixed Income  
45% DFA231 DFA Canada Five-Year Global Fixed Income Fund Class F
15% DFA449 DFA Canada Investment Grade Fixed Income Fund Class F
REIT  
1.6% DFA391 DFA Canada Global Real Estate Securities Fund Class F
International Equity  
4.6% DFA295 DFA Canada International Core Equity Fund Class F
4.6% DFA447 DFA Canada International Core Equity Fund Class F (H)
3.9% DFA227 DFA Canada International Vector Equity Fund Class F
US Equity  
4.4% DFA293 DFA Canada US Core Equity Fund Class F
4.4% DFA445 DFA Canada US Core Equity Fund Class F (H)
3.8% DFA223 DFA Canada US Vector Equity Fund Class F
Performance Summary as of December 31/2014
Last 1 Month (Period)
Return
Last 3 Month (Period)
Return
Last 6 Month (Period)
Return
Last 1 Year (Annual)
Return
Last 2 Year (Annual)
Return
Since Inception (Annual)
Return
  -.08%   1.29%   1.11%   6.66%   7.87%   6.48%
 
Balance of Growth and Income Sample Portfolio

Balance of Growth and Income Sample Portfolio
Your primary objective is to seek moderate growth in the value of your asset. You do not require as much current income. This portfolio focused on a balance of income and growth and is best suited if you have a modest tolerance for risk but do not necessarily require an abundance of current income from your investments. You are also not focused as heavily on growth and wish to maintain the real value or the purchasing power of the assets you have. The goal is to to avoid volatility and maintain the value of the assets.
See Sample Portfolio Detail
Canadian Equity    
13.3% DFA256 DFA Canada Canadian Core Equity Fund Class F
5.7% DFA600 DFA Canada Canadian Vector Equity Fund Class F
Fixed Income  
30% DFA231 DFA Canada Five-Year Global Fixed Income Fund Class F
10% DFA449 DFA Canada Investment Grade Fixed Income Fund Class F
REIT  
2.4% DFA391 DFA Canada Global Real Estate Securities Fund Class F
International Equity  
6.9% DFA295 DFA Canada International Core Equity Fund Class F
6.9% DFA447 DFA Canada International Core Equity Fund Class F (H)
5.9% DFA227 DFA Canada International Vector Equity Fund Class F
US Equity  
6.6% DFA293 DFA Canada US Core Equity Fund Class F
6.6% DFA445 DFA Canada US Core Equity Fund Class F (H)
5.7% DFA223 DFA Canada US Vector Equity Fund Class F
Performance Summary as of December 31/2014
Last 1 Month (Period)
Return
Last 3 Month (Period)
Return
Last 6 Month (Period)
Return
Last 1 Year (Annual)
Return
Last 2 Year (Annual)
Return
Since Inception (Annual)
Return
  -.11%   1.10%   0.63%   7.44%   10.81%   8.05%
 
Conservative Long-term Growth Sample Portfolio

Conservative Long-term Growth Sample Portfolio
Your primary objective is to focus on equity plays in stocks including foreign equities and real estate. Growth oriented polices tend to show fixed income as a relatively small factor in the portfolio. This portfolio does not produce much current income and therefore has a long term horizon and is able to weather the setbacks of down markets. Historically, most studies suggest that such equity-oriented investment policies offer a highest return in the long run, but also involve greater risk, or standard deviation of return.
See Sample Portfolio Detail
Canadian Equity    
17.7% DFA256 DFA Canada Canadian Core Equity Fund Class F
7.6% DFA600 DFA Canada Canadian Vector Equity Fund Class F
Fixed Income  
10% DFA231 DFA Canada Five-Year Global Fixed Income Fund Class F
10% DFA449 DFA Canada Investment Grade Fixed Income Fund Class F
REIT  
3.2% DFA391 DFA Canada Global Real Estate Securities Fund Class F
International Equity  
9.2% DFA295 DFA Canada International Core Equity Fund Class F
9.2% DFA447 DFA Canada International Core Equity Fund Class F (H)
5.9% DFA227 DFA Canada International Vector Equity Fund Class F
2.0% DFA512 DFA Canada International Vector Equity Fund Class F (H)
US Equity  
8.8% DFA293 DFA Canada US Core Equity Fund Class F
8.8% DFA445 DFA Canada US Core Equity Fund Class F (H)
5.7% DFA223 DFA Canada US Vector Equity Fund Class F
1.9% DFA492 DFA Canada US Vector Equity Fund Class F (H)
Performance Summary as of December 31/2014
Last 1 Month (Period)
Return
Last 3 Month (Period)
Return
Last 6 Month (Period)
Return
Last 1 Year (Annual)
Return
Last 2 Year (Annual)
Return
Since Inception (Annual)
Return
  -0.29%   0.68%   -0.38%   7.66%   N/A   9.08%
 
Growth Sample Portfolio

Growth Sample Portfolio
Your primary objective is to seek growth, and you are willing to accept a higher level or risk. This type of portfolios has no regard for current income and seeks maximum long-term capital appreciation. Growth policies are a higher risk, potentially higher return variant of the Conservative Long-term Growth policy. They are appropriate for investors who are emotionally able to endure risk and volatility of return. Such portfolios are built on a combination of small capitalization equities, high beta sticks, aggressive foreign stocks, and venture capital or higher leveraged real estate.
See Sample Portfolio Detail
Canadian Equity    
22.1% DFA256 DFA Canada Canadian Core Equity Fund Class F
9.5% DFA600 DFA Canada Canadian Vector Equity Fund Class F
REIT  
4.0% DFA391 DFA Canada Global Real Estate Securities Fund Class F
International Equity  
11.5% DFA295 DFA Canada International Core Equity Fund Class F
11.5% DFA447 DFA Canada International Core Equity Fund Class F (H)
4.9% DFA227 DFA Canada International Vector Equity Fund Class F
4.9% DFA512 DFA Canada International Vector Equity Fund Class F (H)
US Equity  
11.1% DFA293 DFA Canada US Core Equity Fund Class F
11.1% DFA445 DFA Canada US Core Equity Fund Class F (H)
4.7% DFA223 DFA Canada US Vector Equity Fund Class F
4.7% DFA492 DFA Canada US Vector Equity Fund Class F (H)
Performance Summary as of December 31/2014
Last 1 Month (Period)
Return
Last 3 Month (Period)
Return
Last 6 Month (Period)
Return
Last 1 Year (Annual)
Return
Last 2 Year (Annual)
Return
Since Inception (Annual)
Return
  -0.15%   0.72%   -0.35%   8.99%   16.91%   11.16%
 
 

Performance data represents past performance. Past performance is no guarantee of future results, and current performance may be higher or lower than the performance displayed. The investment return and principal value of an investment will fluctuate such that an investor's shares, when redeemed, may be worth more or less than their original cost. Total returns include reinvestment of dividends and capital gains and are net of all fees and expenses.

Standardized Performance Data and Disclosures

Performance data shown represents past performance. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. To obtain performance data current to the most recent month-end access our website at www.dimensional.com. Average annual total returns include reinvestment of dividends and capital gains.

DFA is an investment advisor registered with the SEC. Consider the investment objectives, risks, and charges and expenses of the Dimensional funds carefully before investing.  For this and other information about the Dimensional funds, please read the prospectus carefully before investing.  Prospectuses are available by calling Dimensional Fund Advisors collect at (310) 395-8005; on the Internet at www.dimensional.com; or, by mail, DFA Securities Inc., c/o Dimensional Fund Advisors, 1299 Ocean Avenue, Santa Monica, CA 90401. 

Mutual funds distributed by DFA Securities Inc.
Prior to April 1, 2002, the following reimbursement fees may have been charged to purchasers of the respective portfolios: International Small Company Portfolio 0.675%; Continental Small Company Portfolio 1.00%; Japanese Small Company Portfolio 0.50%; Pacific Rim Small Company Portfolio 1.00%; International Small Cap Value Portfolio 0.675%; Emerging Markets Small Cap Portfolio 1.00%; Emerging Markets Value Portfolio 0.50%; Emerging Markets Portfolio 0.50%. Prior to April 1998, the reimbursement fee for the International Small Company Portfolio was 0.70% and the reimbursement fee for the International Small Cap Value Portfolio was 0.70%. Prior to July 1995, the reimbursement fees were as follows: International Small Cap Value Portfolio 1.00%; Continental Small Company Portfolio 1.50%; Japanese Small Company Portfolio 1.00%; Pacific Rim Small Company Portfolio 1.50%; UK Small Company Portfolio 1.50%; Emerging Markets Portfolio 1.50%. Returns for these portfolios are presented net of these reimbursement fees.

All reimbursement fees are based on the net asset value of the shares purchased. The standardized returns presented reflect deduction, where applicable, of the reimbursement fees for the portfolios.  Non-standardized performance data reported by Dimensional Fund Advisors Inc. does not reflect deduction of the reimbursement fee. If reflected, the fee would reduce the performance quoted.

Principal Risks
The principal risks of investing in the Dimensional funds may include one or more of the following: market risk, small companies risk, risk of concentrating in the real estate industry, foreign securities and currencies risk, emerging markets risk, banking concentration risk, interest rate risk, risk of investing for inflation protection, risk of municipal securities, and/or fund of funds risk. To more fully understand the risks related to an investment in the funds, investors should carefully read each fund's prospectus.

Investments in foreign issuers are subject to certain considerations that are not associated with investments in US public companies. Investments of the International Equity, Emerging Markets Equity and the Global Fixed Income Portfolios will be denominated in foreign currencies.  Changes in the relative values of these foreign currencies and the US dollar, therefore, will affect the value of investments in the Portfolios.  However, the Global Fixed Income Portfolios will utilize forward currency contracts to minimize these changes.  Further, foreign issuers are not generally subject to uniform accounting, auditing, and financial reporting standards comparable to those of US public corporations and there may be less publicly available information about such companies than comparable US companies.  Also, legal, political, or diplomatic actions of foreign governments, including expropriation, confiscatory taxation, and limitations on the removal of securities, property, or other assets of the Portfolios, could adversely affect the value of the assets of these Portfolios.

Securities of small companies are often less liquid than those of large companies. As a result, small company stock and the funds which invest in them may fluctuate relatively more in price. Although securities of larger firms fluctuate relatively less, economic, political and issuer specific events will cause the value of all securities and the funds which invest in them to fluctuate as well.

Additionally:
DFA Real Estate Securities Portfolio is concentrated in the real estate industry. The Portfolio's exclusive focus on the real estate industry may cause its risk to approximate the general risks of direct real estate ownership. Its performance may be materially different from the broad US equity market.

Fixed Income Portfolios:
The net asset value of a fund that invests in fixed income securities will fluctuate when interest rates rise. An investor can lose principal value investing in a fixed income fund during a rising interest rate environment.